Monthly Archives: August 2009

The Coupon Queen, the Safety Net, and the Future of Free

A couple of weeks ago I went grocery shopping at a small international market in an area of town that is home to a number of Indian and middle eastern shops. I was accompanied by my Malaysian father-in-law who had come to town to visit the new baby. As we were checking out, he pointed out a sign next to the register:

THIS LANE ACCEPTS FOOD STAMPS

He asked me what that meant.

Great question. Food stamps, I explained, are coupons, redeemable for food, issued by the government to people with a low income (or no income.) I went on to tell him that they are a key part of the economic “safety net” that the US provides to its citizens and non-citizen residents, with public housing being another part. I added that the current health care debate has to do with whether we will add universal health care insurance coverage to the safety net and, if so, how that will be implemented.

It turns out that my description of the Food Stamps program was wrong on one not terribly important, but still interesting, point. It seems the actual “stamps” or coupons were replaced quite a few years ago with a much handier debit card.

I was reminded of this conversation earlier this week when I came upon the story of the Coupon Queen. The Coupon Queen has an amazing skill:

A Boxford mother has earned the title of “queen of coupons” by learning to feed her family of six for less than $10 a week.

Kathy Spencer told WCVB-TV the trick is buying in bulk when items are on sale and using coupons to bring down the cost.

The station accompanied Spencer on a shopping trip to a Shaws grocery store. Spencer bought $279 in groceries for 39 cents.

Spencer spends about one hour a week collecting online coupons and scanning circulars and then four hours a week in grocery stores.

It’s a lot of planning, but Spencer said it certainly pays off.

I have been hearing about the Coupon Queen for years now. She shows up in the media when economic times are tough, and then seems to fade into obscurity during good times. But she’s always there. And she isn’t any one particular person. There are apparently any number of pretenders to that particular crown. (You can see video of one of the other claimants to the title here.)

Now here’s the interesting thing about the Coupon Queen. She and her sisters (as well as any would-be Coupon Kings out there) have implemented their own do-it-yourself food stamp program. Now they would probably argue that what they do is nothing like going on food stamps, but I’m not so sure.

The big differences:

1) There is no government involvement in being a Coupon Queen.

2) Being on Food Stamps is relatively passive compared to living the Coupon lifestyle. Once you’re approved for the Food Stamps program, the government starts charging up your card. All you have to do is go spend the money. Whereas it looks like the Coupon Queen has to put in something approaching a 40-hour work week to maximize the benefits of her homemade program.

The big similarities:

1) A family on Food Stamps can get up to 100% of its grocery bill covered by the program. Most probably don’t get everything covered, though. Let’s just say that for most families on the program, Food Stamps account for about 75% of their grocery bill. In the stories we see, the Coupon Queen generally gets somewhere north of 90% of her family’s groceries covered. However, that might not take into account all the extraneous expenses such as buying multiple newspapers, fuel costs, postage used to write manufacturers for additional coupons, etc. So let’s say the typical Coupon Queen also gets about 75% of her family’s grocery bill covered.

2) Both Food Stamps participants and the Coupon Queen are subsidized by the rest of us. Every time we pay full price (or even a lesser discount) for the products that the Coupon Queen is getting at 90% off, we help fund her lifestyle.

Both the Coupon Queen and her Food Stamps counterparts are enabled by the fact that we live in an age of relative abundance. But there is a major difference between these two manifestations of abundance: one is a carefully implemented and managed government program; the other is spontaneous, wholly unintended phenomenon wherein significant economic power (for a limited a number of individuals) emerges from the froth of retail marketing efforts.

And here’s the most interesting difference between the two. My conservative and libertarian friends have major philosophical issues with welfare programs in general and the Food Stamps program in particular, but I doubt many of them would object to what the Coupon Queen does. Nor do I think most of my friends on the left would have a problem with it. Everybody admires the Coupon Queen for her economy and resourcefulness.

Okay, not everybody. In the comments thread of this Boing Boing story about yet another coupon queen, several of the readers take her to task. Even so, at best a typical Food Stamps recipient can expect to be told by the rest of the population that it’s “okay” to use food stamps, that “there’s nothing wrong,” with doing so, that there’s “nothing to be ashamed about.” Contrast that with the Coupon Queen who is widely celebrated as an economic heroine.

I am convinced that we are rapidly approaching an era in which new technologies will eliminate all forms of material scarcity and want. (More on that here.) It’s not clear what stepping stones will get us from today’s scarcity-driven economy to one in which unlimited availability of…everything…is the fundamental economic assumption. And while I don’t think that the coupon lifestyle (per se) can be scaled to become one of those stepping stones, I think the Coupon Queen is a harbinger of things to come.

The question we need to ask is this: what other models of abundance — more robust and scalable than clipping coupons and yet just as widely approved of — might we tease out of today’s marketplace as well as the marketplace of the near future? One thing is for sure, as those stepping stones to post-scarcity begin to emerge, we will be dealing with something very different both from Food Stamps and from coupon-clipping. The time to start imagining that reality is now.

Friday Videos — Coupon Lady and Political Commentary

From MD we get this very interesting tidbit:

I think the coupon lady experience has something very interesting to say about our future in a post-scarcity world. I’ll be posting some thoughts on that later this weekend.

Next, we have the following, submitted by my mother. While we normally eschew political diatribes at The Speculist, this little lady is able to articulate so much of what I would like to say. It’s quite refreshing.

Life Lessons from Baseball

I went to bed. Couldn’t hang in for the bottom of the 14th after the Giants went up three runs. The Rockies were clearly tired and I just knew how it was going to end.

Okay class, what does this tell us about trying to predict the future?

To Serve Man

Continuing to read Accelerating Future, I note this snippet of a quote from Nick Bostrom:

I would argue that at least all humans, and probably many other sentient creatures on earth should get a significant share in the superintelligence’s beneficence. If the benefits that the superintelligence could bestow are enormously vast, then it may be less important to haggle over the detailed distribution pattern and more important to seek to ensure that everybody gets at least some significant share, since on this supposition, even a tiny share would be enough to guarantee a very long and very good life. One risk that must be guarded against is that those who develop the superintelligence would not make it generically philanthropic but would instead give it the more limited goal of serving only some small group, such as its own creators or those who commissioned it.

Michael proceeds to comment on that last bit about the dangers of a superintelligence that serves the interests of only a limited numer of people. Such a scenario is undoubtedly a significant risk which needs to be addressed. However, even if everything works just right and the superintelligence is keen on helping all of us, I think that promises to be a lot more disruptive than we might expect.

For example, there are certain cultures in the world that continue to regard women as little more than chattels — sub-humans who can be ordered around, beaten, or even killed as the man (owner) see fits. Children face the same treatment, but at least they get to grow out of being children. Unless it is really just interested in serving “man,” I don’t think a truly empathetic superintelligence is going to be satisfied with giving women in such circumstances a longer life and greater material abundance without addressing the underlying injustice. To do so would be to spruce up the cell while extending the prisoner’s sentence indefinitely.

And speaking of prisoners, wouldn’t the superintelligence be inclined to free all prisoners of concscience everywhere? And it might go further than that if it concluded that most or all incarcerations are a violation of human rights.

But it can’t just declare all of these individuals to be free. The suerintelligence would have to be prepared to intervene to protect these individuals’ new-found freedoms. Assuming it has the capacity to do so, the superintelligence will then — for good or ill — become the de facto government of the world.

Would a friendly, caring superintelligence really take over? If it really cares, it seems to me that it has no choice.

So yeah, we’re going to need to be sure that the superintelligence truly is friendly and nice and wise. Because I don’t think it will be handing the reins back over to us until (unless) we are able to demonstrate that we’ll do roughly as good a job taking care of each other as it can do.

(Oh, please excuse the title of this post. How often do you have the opportunity to provide an established ironic title with a third, equally ironic meaning?)

Boring

Michael Anissimov is having a disagreement with “Dale Carrico, Mike Treder, James Hughes, Ray Kurzweil, Richard Jones, Charles Stross, Kevin Kelly, Max More, David Brin, and many others.”

But no big deal. It’s boring.

Friday Videos — It's Hot

An anonymous reader (who happens to work for Microsoft) sends us this, with this comment:

“They finally got it right.”

Come to think of it, I haven’t heard word one about MIDI support on the iPhone…

Friday Videos — It’s Hot

An anonymous reader (who happens to work for Microsoft) sends us this, with this comment:

“They finally got it right.”

Come to think of it, I haven’t heard word one about MIDI support on the iPhone…

FastForward Radio — The Technological Singularity

The World Transformed, Part 9

What is the Singularity?
Is it the biggest transformation of all or wishful thinking on the part
of nerds looking to have their very own “geek rapture?”

Phil Bowermaster and Stephen Gordon welcome futurist and
entrepreneur Ray Kurzweil to discuss how accelerating technological
change will soon alter our world beyond recognition…and why that’s a
good thing!

WorldTransformed4.jpg

Archived recording available here:

Listen to FastForward Radio... on Blog Talk Radio


About our guest:

Ray Kurzweil has been described as “the restless genius” by the Wall Street Journal, and “the ultimate thinking machine” by Forbes magazine. Inc.
magazine ranked him #8 among entrepreneurs in the United States,
calling him the “rightful heir to Thomas Edison.” He is a man who wears
many hats — businessman, inventor, artist, visionary, and bestselling
author. With his book The Singularity Is Near he has probably done more
than anyone else to alert the the public as to the amazing period of
transformation in which we now live.
ray-kurzweil.jpg

Friday Videos — Funny and Creepy

Harvey provides us with an interesting pair of clips this week, both of which have something to say about our transhuman future.

Maybe it’s a generational thing, maybe its a guy thing. But as far as I’m concerned, this is flat-out funny:

Post-singularity, I still want to think that’s funny. I hope I never get so sophisticated that I don’t get a kick out of it.

Yes, it’s the most basic and obvious slapstick, but there’s something to be said for going that far over the top. Plus I love the little bits of surrealism: Larry in a suit of armor, Curly hitting himself in the face with a pie, the boring guy who wont let a double pie-slap slow him down in relating his boring tale.

Anyhow, I think we have nothing to fear from our robot overlords if they find that amusing. (Of course, we have plenty to fear if they decide to start throwing pies at us. Remember, they think a million times faster than we do.)

Then there’s this:

Sweet mother of mercy. Has everything ever seemed farther from being all right than it does right now?

Therapy Buddy is a cautionary tale. The guy who made it is obviously a nice person and he clearly has the best of intentions. And the message is a pretty good one. Not perfect. For example, when your pitch is dying, maybe you want to come back with reasons that your invention is a good one, rather than just reassuring yourself that everything is going to be all right.

Anyhow, let that be a lesson to us. If such a low-tech object can distract us with reassurance when we need to be actively pursuing our best interests — or worse yet, can be so profoundly creepy when designed to do a good thing — well, such possibilities are only magnified when we enter the realm of artificial intelligence and robotics. We must be very careful

FastForward Radio — The Coming Era of Abundance

The World Transformed, Part 8

What would life be like in a world without poverty? How about a world in
which everyone is, essentially, rich? The answer may be just around the corner.

comingeraofabundance.jpg


Phil Bowermaster and Stephen Gordon welcome a panel of futurists to discuss
how the end of scarcity will revolutionize society, the economy, and life
as we know it.

WorldTransformed4.jpg

Archived recording available here:

Listen to FastForward Radio... on Blog Talk Radio


About our guests:

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Paul Fernhout writes essays about future-oriented themes (including Post-Scarcity Princeton and The Lion and the Butterfly), does free and open source software development, and shares homeschooling duties with his wife, Cynthia Kurtz. paulimage.jpg
Joseph Jackson is a philosopher
and social entrepreneur. A graduate of Harvard College AB (Government
2004) and the London School of Economics Msc (Philosophy of Science 2005),
he leads the Network for Open Scientific Innovation, a 501(c)3 organization
seeking to promote the emergence of Open Source models in the life sciences.

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Sally Morem writes essays on science,
science fiction, political philosophy, and the future of technology, including
The
Problems with Linear Projections of the Future,
Yes,
the World is Round
, Nanotechnology
Explained
, and The
Magic Universe of George Lucas
.
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